Products offered
These products were carefully designed to offer flexible savings solutions to suit different financial objectives. Whether you are looking for immediate liquidity, the security of a fixed return or long-term growth, our diverse range has something for you.
There are no management or administration fees for any of the products offered.
Benefit from a competitive interest rate you know in advance!
Redemption
Redeemable at maturity or annually on the anniversary date (in full or in part, without penalty)
Term
10 years
Advantages
- Possible cash-out or reinvestment each year.
- Guaranteed capital.
- Interest rate known in advance over 10 years.
- Choice of simple or compound interest.
- Minimum purchase of $100.
Benefit from high interest income known in advance!
Redemption
Redeemable at maturity according to the term chosen.
Term
1 through 6 years, or 10 years
Advantages
- Guaranteed capital and interest income.
- Fixed interest rate, depending on term chosen.
- Choice of simple or compound interest.
- Minimum purchase of $100.
Invest your money safely while protecting the environment!
Redemption
Redeemable at maturity.
Term
5 years
Advantages
- Guaranteed capital and interest income.
- Fixed interest rate, depending on term chosen.
- Choice of simple or compound interest.
- Financed projects that protect the environment.
- Minimum purchase of $100.
Savings Bonds
Access your money anytime!
Sales periods: May 1 to June 1 October 1 to November 1
Redemption
At any time, without penalty.
Term
10 years
Advantages
- The most flexible savings product.
- Guaranteed capital.
- Interest rate set annually based on the market.
- Minimum interest guaranteed for one year.
- Minimum purchase of $100.
Stock Index Bonds
Benefit from guaranteed capital and a return based on the stock market performance of leading Québec businesses!
Redemption
Redeemable at maturity of chosen term.
Choice of term
5 or 10 years
Advantages
- Fully guaranteed capital.
- Advantageous maximum returns that vary with each issue.
- Minimum purchase of $100.
Flexi-Plus Savings
Benefit from a high-interest product that gives you access to your money at all times to manage your cash flow efficiently!
Redemption
Redeemable at any time, without penalty.
Term
None
Advantages
- Guaranteed capital and interest income.
- Advantageous interest rates that vary with the market.
- Interest calculated on daily closing balance and compounded monthly.
- Minimum purchase of $10.
Periodic Savings (savings method)
Save money without thinking about it, through bank withdrawals or payroll deductions!
Redemption
Redeemable at any time, without penalty.
Term
None
Advantages
- Helps develop good savings habits.
- Helps you save for a project or for retirement.
- Sums invested in Flexi-Plus Savings at an advantageous interest rate.
- Possibility to change the amount and frequency of withdrawals at any time.
- Minimum withdrawal of $10 at the frequency of your choice.